The missing piece
in your financial story
We help families navigate life’s transitions with thoughtful estate planning, asset protection, divorce planning and legacy solutions that provide clarity, confidence, and peace of mind.
A tailored approach — because no situation is the same.
Guiding Families Towards Lasting Wealth & Legacy
We provide thoughtful financial guidance that helps families preserve wealth, protect assets, and build lasting legacies with confidence.
Estate Planning
Protect your family’s wealth through carefully structured planning and long-term strategies.
Wealth Protection
Receive personalised advice tailored to your family’s goals and long-term financial wellbeing.
Divorce Planning
Navigate financial and estate matters during separation or divorce with clarity and confidence.
Legacy & Succession Planning
Build a meaningful legacy that protects future generations with clarity, confidence and care.
ABOUT US
Bridging the gap in every financial plan.
Many believe financial planning ends with insurance and investments, but without estate planning, families may face avoidable disputes, delays, and financial leakages.
| Bridging the Gap
We provide clarity where traditional financial planning ends — ensuring your wishes are honored and your legacy is preserved.
| What Matters to You, Matters to Us
Our role is to ensure your instructions are carried out faithfully, creating a legacy that lasts for generations.
| Inspired by the Olive Tree
The olive tree — a symbol of resilience, peace, and enduring legacy. Just as it stands the test of time, your plans should protect for generations.
” Like the olive tree, true wealth is measured by what endures across generations. “
— The Olivet Circle
SUPPORTING FAMILIES
Supporting Families Through Life’s Transitions
Life brings unexpected changes. We help families move forward with clarity, confidence, and thoughtful guidance during the moments that matter most.
01
Divorce
Helping individuals and families navigate financial restructuring with clarity and confidence.
02
Single Parenthood
Creating thoughtful plans that protect your children and provide greater confidence for the future.
03
Succession Planning
Preparing families and businesses for the next generation while preserving continuity and family harmony.
04
Inheritance & Legacy
Helping families preserve their wishes, reduce uncertainty, and create a legacy that endures.
WHO WE HELP
Estate Planning Is
For Everyone Who Wants
To Protect What Matters .
Estate planning isn’t only for the wealthy.
It’s for anyone who wants to protect the people they love, preserve family harmony, and leave behind a meaningful legacy.
Business Owners
Protect your business interests, ensure a smooth succession, and preserve the value you’ve worked hard to build.
Parents & Families
Protect your children and make sure their care and future are clearly planned.
Individuals Planning Ahead
Prepare for the future with confidence by protecting your wishes, your assets, and the people who matter most.
WHY ESTATE PLANNING MATTERS
Planning Today Brings
Peace Tomorrow.
Estate planning isn’t about preparing for the end—it’s about protecting the people you love and giving them clarity when they need it most.
WITHOUT PLANNING
Without a Clear Plan
○ Family disagreements
○ Delays in carrying out your wishes
○ Unnecessary legal expenses
○ Unclear decision-making
○ Legacy is lost
WITH PLANNING
With a Clear Plan
✓ Peace of mind
✓ Clear wishes and guidance
✓ Protection for your loved ones
✓ A lasting legacy
✓ Intentions are well supported by proper structure
MEET CAROL CHIN
Guiding Families With Clarity, Care, and Confidence.
Carol Chin is the Principal Consultant at The Olivet Circle – specializing in guiding women and families through complex life transitions with clarity and confidence. Her decade-long career in financial planning is informed by personal experience, which underscores her strong advocacy for protecting families during vulnerable times. Whether assisting women in post-divorce financial restructuring or advising families on succession planning, Carol is committed to strengthening stability and ensuring thoughtful legacy provision.
✓ Personalized guidance
✓ Family-first approach
✓ Trusted long-term planning
OUR PROCESS
A Simple Process,
Designed Around You.
From your first conversation to a personalized estate plan, we guide you through every step with clarity, care, and confidence.
01
Book a Consultation
Schedule a complimentary consultation to discuss your goals and family priorities.
02
Understand Your Goals
We listen carefully to understand your family, values, and long-term objectives.
03
Develop Your Plan
Receive personalised estate planning recommendations tailored to your unique circumstances.
04
Protect Your Legacy
Move forward with confidence knowing your wishes are clearly documented and protected.
INTEGRATED PARTNERSHIPS
A circle is whole
only when every part is connected.
We bring together trusted professionals from every field so every part of your estate and legacy plan works together seamlessly.
Lawyers
Trustees
Counsellors
Accountants
Family Offices
Real Estate Experts
Medical Professionals
Corporate Secretaries
Comprehensive
Every angle of your wealth addressed – no gaps, no blind spots.
Coordinated
No overlaps, no blind spots
Continuous
Designed to endure for generations
Confidential
Handled with complete discretion and integrity.
Learn About Integrated Partnerships →
Partner With Us →
BEGIN YOUR LEGACY
Protect What
Matters Most.
Every family’s journey is unique. Let us help you protect your loved ones, preserve your wishes, and create a legacy that lasts for generations.
Every consultation is tailored to your situation.
FREQUENTLY ASKED QUESTIONS
Frequently Asked Questions
Planning for the future often comes with important questions. Here are answers to some of the most common enquiries we receive.
I’m not sure if I’m at the right place.
You don’t need to know whether you need a Will, a Trust, an LPA or something else before speaking with us.Many of our clients come to us because life has changed.Perhaps you’re reviewing your plans after a separation, welcoming a child, caring for ageing parents, preparing your business for the next generation, or simply recognising that your responsibilities today look very different from a few years ago.Our role is not to begin with documents.Our role is to begin with your story.Together, we’ll understand where you are today, what has changed, and what deserves your attention moving forward.
Does coming to The Olivet Circle mean I’ve decided to divorce?
Not at all. One of the biggest misconceptions we hope to change is that speaking to us means you’ve already decided to end your marriage. Our philosophy has always been Family First. Where reconciliation, healthier communication or stronger family relationships are possible, appropriate and desired, we’re grateful to work alongside trusted certified family counsellors within our professional circle. If separation ultimately becomes the right path, we’ll help you navigate that transition thoughtfully, protecting the interests of your children, your future and the people you care about most. Our role is never to encourage divorce. Our role is to help you make informed decisions, whatever chapter your family is entering.
I already have a Will. Why should I review it?
Because life changes. Many of our clients first prepared a Will years ago, before they had children, acquired significant assets, built a business, experienced a divorce, remarried or took on the responsibility of caring for ageing parents. A Will reflects a moment in time. As your life evolves, your planning should evolve with it. Sometimes only a small update is needed. Sometimes a life event changes everything.
I’m not ultra-high-net-worth. Is your service still suitable for me?
Absolutely. Our clients are often professionals, business owners and families who have worked hard to build what they have and want to protect it well. Estate planning isn’t defined by the size of your estate. It’s about ensuring that your family, your responsibilities and your wishes are cared for if life takes an unexpected turn. If you value thoughtful planning, personalised advice and a coordinated approach, you’ll likely benefit from working with us.
How are you different from a lawyer?
Lawyers are essential when legal advice and legal documentation are required. Our role begins before that. We help you think through the decisions behind the documents—understanding your family dynamics, financial position, responsibilities and long-term intentions before recommending the appropriate legal structures. When legal advice is needed, we work collaboratively with trusted lawyers to ensure every recommendation supports your broader family plan.
How are you different from a financial adviser?
Carol spent more than a decade helping families build financial security. That experience continues to shape how we serve today. Financial planning asks :“How do I build and protect my wealth?” Estate planning asks: “How do I ensure my wealth continues to protect the people I love?” We believe those conversations should happen together—not separately.
How are you different from other estate planning firms?
Many firms begin by asking what documents you’d like to prepare. We begin by asking what has changed in your life. Before discussing a Will, Trust or Lasting Power of Attorney, we take time to understand your family, your concerns and the outcomes you’re hoping to achieve. Only then do we recommend the structures that best support those goals. Because documents are only as meaningful as the thinking behind them.